Darasa Huru

Darasa Huru

Limitless Potential

Where knowledge is free, and learning has no limits.


Job type: Full-time

Job Description

To provide efficient support to the Consultant, Customer Service, Executive Banker, Business Banker in managing the customer portfolio for the branch (Zanzibar).

Customer Service:

  • Adhere to the service standards and provide excellence customer service.
  • Attend to customer queries within set timelines and escalate those that cannot be resolved to relevant departments.
  • Open new accounts and process loans according to laid down procedures and agreed turn around times.
  • On-board customers and manage customer relationships within the segment.
  • Transfer and amend accounts as and when requested by customers and according to laid down procedures.
  • Check, scan and submit accurate and complete loan documents to the Central Verification Unit as per laid down procedure.
  • Conduct a needs analysis for the business customers within the portfolio and match with a solution.

Sales

  • Adhere to the Sales High 5 standards
  • Generate and provide leads to the Customer Consultant and other sales staff as appropriate.
  • Cross sell banking products to customers within the branch

Risk & Control

  • Adhere to the KYC policies and guidelines for both account opening and loan origination documentation.
  • Maintain account opening documents and all records in accordance to set procedures, that is, locked away and properly filed)
  • Call customers to follow up on non-performing loans, non-funded accounts, over-drawn accounts or dormant accounts.
  • Action reports timely that include but are not limited to: referral reports, account opening and closing report, Signature Verification System, re-activated accounts and wrongly profiled accounts in accordance with laid down procedures.
  • Respond to and follow through all sales audit/risk issues raised by auditors within agreed timelines and in accordance with laid down procedures.

Qualifications

Type of Qualification: Bachelor degree in Business Studies or a related fields from a recognized University

Experience Required
Client Coverage

  • At least two years branch banking experience.
  • Exposure to customer service required
  • Previous sales experience

Knowledge

  • Sound knowledge of bank products/services
  • knowledge of the risk management and credit principles
  • Sound knowledge of the bank’s policies and procedures relating to all areas under his/her control.
  • Knowledge of Service standards
  • Knowledge of the Core Banking system.
  • Good knowledge of bank policy regarding product criteria, pricing, charges and interest rates.
  • Understanding of financial statement.
  • Knowledge of competitor products and services.

Additional Information

Behavioural Competencies:

  • Adopting Practical Approaches
  • Articulating Information
  • Challenging Ideas
  • Checking Details
  • Conveying Self-Confidence
  • Developing Expertise
  • Following Procedures
  • Managing Tasks
  • Meeting Timescales
  • Producing Output
  • Providing Insights
  • Upholding Standards

Technical Competencies:

  • Client Servicing
  • Client Value Propositions
  • Compliance
  • Telephone Caller Handling
  • Verbal Communication

How to Apply:

This is Full-time Job, To submit your application, please follow the link provided below.

CLICK HERE TO APPLY

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